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Interactive money order of operations

Prime Directive personal finance flowchart

A step-by-step guide for deciding what to do with your next dollar.

Work through the r/personalfinance Prime Directive in order. Check off essentials, answer Yes/No decision points, and the chart will focus on the next recommended step.

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Mini Map
Press enter or space to select a node. You can then use the arrow keys to move the node around. Press delete to remove it and escape to cancel.
Press enter or space to select an edge. You can then press delete to remove it or escape to cancel.

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Current step

Create Budget

Complete the highlighted card, then tinyCFO will move the chart to the next recommended step.

This is general educational guidance, not personalized financial advice.

FAQ

Using the flowchart

The Prime Directive is an order-of-operations checklist: start with a budget and essentials, build emergency savings, capture employer match, then work through debt, retirement accounts, education savings, and other goals.

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tinyCFO is not a registered investment adviser, broker-dealer, or financial planner and does not provide financial advice, recommendations, or endorsements. We are a data aggregation and connectivity layer: we surface your financial data for informational purposes only. All investment decisions are solely your responsibility. Consult a qualified professional before making financial decisions.

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