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Alpha

Your finances are scattered.
Your answers shouldn’t be.

Connect every account into one secure layer for your money. Ask anything about your finances with our ChatGPT or Claude integrations. Proactive alerts and forecasting tools are coming soon.

Connects with your banks, brokerages & cards
Get Started
2-minute setupRead-only accessYour data is never sold

Built by engineers from

American ExpressStripeRamp

Trust & safety

Security and trust, by design

Clear practices, named versions, and a team that has shipped financial infrastructure at scale. No hand-waving.

Data use

We don't sell your data

We do not sell your personal information or financial data. We do not share it with advertisers. We do not monetize it. Your data exists for one reason: to power the product you're paying for.

Security

Encrypted, read-only access

Connections are read-only through providers like Plaid and SnapTrade: we can see balances and transactions, but cannot move money. Access tokens are encrypted with AES-256-GCM. Data is encrypted at rest and in transit over TLS 1.2+ with HSTS.

Compliance

Pre-audit, not pre-security

tinyCFO runs a written information security program with administrative, technical, and physical safeguards. We have implemented the controls required for a SOC 2 Type II audit: access reviews, audit logging, change management, and vendor risk monitoring. We will publish the report when complete. For more info, email support@tinycfo.ai.

About us

Engineers who've done this before

Built by founders with experience shipping financial infrastructure at American Express, Stripe, and Ramp. Every change goes through code review and CI, and we post-mortem every incident.

Team

Meet the founders

Previously at American Express, Stripe, Ramp, Clear Street, Magna, and Gemini.

Nikola Uzelac, co-founder of tinyCFO

Nikola Uzelac

Co-founder. Built consumer finance tools at American Express, portfolio software at Clear Street, and production systems at Gemini and Magna (YC W22).

LinkedInBook a call
Thomas Forrest, co-founder of tinyCFO

Thomas Forrest

Co-founder. Built Stripe's merchant review tools powering hundreds of thousands of risk and financial crimes decisions every week, then led engineering on customer risk management at Ramp powering credit limits.

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tinyCFO
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tinyCFO is not a registered investment adviser, broker-dealer, or financial planner and does not provide financial advice, recommendations, or endorsements. We are a data aggregation and connectivity layer: we surface your financial data for informational purposes only. All investment decisions are solely your responsibility. Consult a qualified professional before making financial decisions.

New York

169 Madison Ave STE 15124
New York, NY 10016

Arizona

5227 N 7th St STE 41711
Phoenix, AZ 85014

© 2026 tinyCFO. All rights reserved.

Features

The bridge between your money and the best models

We're building the connectivity layer between your personal finances and the smartest models so you can add visibility to every financial decision.

Portfolio

Every account, one view

Connect all your banks, brokerages, and credit cards in minutes. tinyCFO aggregates balances, transactions, and holdings into a single net worth dashboard that updates in real time.

Get Started
Net Worth
$1,783,000
Assets $2,235,000Liabilities $452,000
Cash
$185,000
Brokerage
$620,000
401k
$480,000
Real Estate
$950,000

Transactions

Model categorization, built for how you spend

Other apps slap on generic labels. Auto-Categorize learns your categories, understands context, and gets smarter over time. Your way, on autopilot.

Get Started
Auto-Categorize

Equinox

$350.00

Fitness

Whole Foods

$214.30

Groceries

Uber

$42.18

Transportation

Spotify

$12.99

Subscriptions
All transactions categorized.

Forecasting

Model different scenarios, explore the possibilities

Monte Carlo simulations run thousands of scenarios so you can explore a range of potential outcomes. Adjust assumptions, compare projections, and make more informed decisions on your own terms.

Get Started
10-Year Forecast
$3,346,936+88%
TodayYear 10

Queries

Ask questions in plain English

Bring your connected accounts, transactions, and portfolio into the model conversation. Ask what changed, what matters, and what to review next.

Get Started
Natural Language Queries
AccountsTransactionsPortfolioGoals
QWhat changed in my spending this month?
QWhich accounts are driving net worth?
QCan I retire earlier if expenses stay flat?
Ask the model with live, permissioned financial context.
Demo mode · sample data

Pricing

Simple, transparent pricing

One plan. Full visibility across every account, investment, and liability. Most users identify savings that pay for the service many times over.

Alpha spots filling fast
$8.33/mo

$100 billed yearly

YearlyMonthly
  • Unlimited linked accounts
  • Automated categorization
  • Scenario modeling
  • Natural-language queries
  • Account activity & connection alerts
  • Priority support
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Cancel anytime. No questions asked.

FAQ

Frequently Asked Questions

Everything you need to know about tinyCFO.